Investment Management

A smart and proper investment strategy is what propels your plan forward. It isn't just about chasing returns-it’s about building a strategy that aligns with your goals, your timeline, and your peace of mind. It’s designed to grow and protect your wealth through market ups and downs, using a disciplined approach tailored to your unique needs. With the right plan in place, you can invest with confidence, knowing every decision is intentional and built for the long run.

Estate Planning Preparation

Our Estate Planning process will educate you and show you all the ways to ensure your assets go to your children and charities. Our Estate Documents will provide the essential documents to make it legal. You’ll avoid the delays and costs of probate, and avoid family fights and burdens.

Traditionally your Estate Document options have been:

• Hire an Attorney
  • Cost: $2,000-$10,000 for basic estate documents, depending on area and complexity.
  • Pros: Includes Legal Advice.
  • Cons: Very Expensive. Often no follow-up.
• Online Document Prep
  • Cost: $100-$600 for boilerplate documents.
  • Pros: Inexpensive.
  • Cons: Little guidance or education, leaving you wondering if you did it right.

The cost of having an attorney prepare these documents is prohibitive for many people. But often, they don’t like the idea of generic online documents either. We have connected with an estate planning firm to provide estate documents to all our clients. We provide the planning and education and gather the information; they write the legal documents. The result is a process and end documents you can trust for all your essential estate planning needs. (Note that complex estate planning issues may still need outside legal advice, which is not included.)

• SafeWater Estate Documents
  • Cost: No additional fee.
  • Pros: Guidance, education, follow-through, accountability, and documents you can trust.
  • Cons: No legal advice is given or included.

Securities Based Loans / Pledged Asset Lines of Credit

If you're considering selling assets to fund a big purchase, talk with us about how to potentially reduce your tax liability, smooth out your tax payments, and keep your investments growing. Whether you're needing some extra liquidity in between home purchases or financing a costly business expense, work with us to see if a securities based loan may be the solution.

Maximize Your Retirement Income with Strategic Planning

Retirement should be about enjoying life—not worrying about running out of money. Proper income planning ensures that your savings last by balancing withdrawals, investments, and tax-efficient strategies. A financial advisor helps you create a personalized income plan that accounts for market fluctuations, inflation, and unexpected expenses. By structuring your income streams wisely—whether from Social Security, pensions, investments, or annuities—you can maintain financial security and peace of mind throughout retirement. With expert guidance, you’ll have a plan designed to provide stability, flexibility, and confidence in your financial future.